Biography of Senator Kashim Shettima Mustapha

Senator Kashim Shettima Mustapha was born on September 2, 1966, in Maiduguri, Borno State. He was born into the family of Shettima Mustafa Kuttayibe.

He is married to Hajia Nana Shettima and they have three children - : two females and a male.

born in Maiduguri, Borno State to the family of Sir Kashim Ibrahim.

Growing up, Senator KAshim Shettima studied at the University of Maiduguri, Borno State and earned a degree (BSc) in Agricultural Economics in 1989. Shettima obtained a master’s degree (MSc) in Agricultural Economics in 1991 at the University of Ibadan.

He joined the University of Maiduguri as a lecturer with the Department of Agricultural Economics and was in academia from 1991 to 1993.

Senator Shettima attended Lamisula Primary School in Maiduguri from 1972 to 1978; Government Community Secondary School, Biu in southern Borno from 1978 to 1980, and was later transferred to Government Science Secondary School, Potiskum, where he completed his secondary education in 1983.

He studied at the University of Maiduguri and obtained a Degree (BSc) in Agricultural Economics in 1989.

He did his National Youth Service Corps (NYSC), at the defunct Nigerian Agricultural Cooperative Bank, Calabar, Cross River from 1989 to 1990.

He obtained a Master’s Degree (MSc) in Agricultural Economics in 1991 at the University of Ibadan.

Shettima joined the University of Maiduguri as a lecturer in the Department of Agricultural Economics from 1991 to 1993.

In 1997 he moved to the African International Bank Limited as a Deputy Manager and rose to become a Manager in 200, before moving to the Zenith Bank as head of its Maiduguri branch.

At the Zenith Bank, he rose to Senior Manager/Branch Head; Assistant General Manager (AGM)/Zonal Head (North-East), and Deputy General Manager/Zonal Head (North-East), before he stepped out of the Zenith Bank as a General Manager in 2007 when he was appointed as Borno Commissioner for Finance by former Governor Ali Modu-Sheriff - a fractional Leader of the People's Democratic Party (PDP).

In 2007, Shettima was appointed as Commissioner for Finance in Borno and the governor of Borno State for two terms (2011-2019).

In February 2019, he became the winner of the Borno Central Senatorial District election.

7. He was Commissioner for Local Governments and Chieftaincy Affairs (2008), Education (2009), Agriculture and Natural Resources, and finally to the Ministry of Health from where he contested the Governorship in 2011 which he won under the platform of the now defunct All Nigeria Peoples Party, ANPP, and was inaugurated in May 29, 2011.

8. He won re-election in 2015 under the APC and was chosen as Chairman of the Northern States Governors’ Forum, an umbrella body of Governors in the 19 States located in northern Nigeria.

Kashim Shettima Mustapha Political Journey

Shettima was later moved to the Ministries of Local Governments and Chieftaincy Affairs, Education, Agriculture, and later Health under Sheriff’s administration.

In February 2011, Shettima was elected as the All Nigeria Peoples Party (ANPP) Borno Governorship candidate after Modu Fannami Gubio, the candidate was shot dead by gunmen.

On April 26, 2011, Shettima won the governorship election with 531,147 votes while the People’s Democratic Party (PDP) candidate, Mohammed Goni, placed second with 450,140 votes.

In Februarys 2019, Shettima was elected as the Senator representing Borno Central at the National Assembly.

On July 10, 2022; the presidential candidate of the All Progressives Congress (APC), Asiwaju Bola Ahmed Tinubu confirmed Shettima, as his running mate for the 2023 presidential poll on the All Progressives Congress (APC) platform.

Shettima is currently a member of the All Progressives Congress (APC).

Senator Shettima is a devoted Muslim.

 

Senator Kashim is active on social media. You can connect with him via his officiala handles on Facebook, Instagram and X

How to do NYSC Monthly Clearance with PPA Clearance in 2026

Monthly clearance is very important for serving corps members as it is a prerequisite to getting your monthly allowance from the Federal Government of Nigeria.

 _NOTE: To all relocated Cm, and yet to have ppa or been under LgI, you have nothing to do with monthly clearance until you have ppa or been posted to under particular LgI._ 

The clearance is done at the local government Secretariat where the local inspector (LI) has an office. The purpose of the monthly clearance is to mark a register you are still serving and have not ascounded.

The clearance is fix for 10 days. It begins from the first day of the month until the 10th day of that month. Excluding weekends and public holidays, the schedule will be uploaded on your dashboard.

 There may be disruption of clearance schedule when LI go to NYSC orientation camp programme for new batch. 

If you cleared for a month and find out that your status is showing as "absent", it is advised to see your Local Government Inspector (LGI) as soon as possible.

 *Clerance Requirements

For the monthly 

Be on your kits 6/7 or 7/7

Clerance slip with dully signed from your ppa..

Visit your LGi office for monthly CLERANCE..

Some Local government inspector used to scheduled different days for batches... Get connected with your mates

 *How to Check NYSC LGA Monthly Clearance*

 *Status online* 

Go to the NYSC portal at portal.nysc.org.ng

Login to your dashboard using your password and e-mail

Click on "LGA Clearance".

It would show you the list of months you take part in NYSC monthly clearance and your status, which can either be 'Present' or 'Absent'.

Also, your LGA monthly clearance status should reflect on your dashboard as soon as you have done your NYSC biometric clearance. Although, it depend on the network in the area.

NYSC MONTHLY CLEARANCE 

How To Do NYSC Monthly Clearance With PPA Clearance.

The clearance is fix for 10 days. It begins from the first day of the month until the 10th day of that month. Excluding weekends and public holidays, the schedule will be uploaded on your dashboard.

 There may be disruption of clearance schedule when LI go to NYSC orientation camp programme for new batch. 

If you cleared for a month and find out that your status is showing as “absent”, it is advised to see your Local Government Inspector (LGI) as soon as possible.

 Clerance Requirements 

Be on your kits 6/7 or 7/7

Clerance slip with dully signed from your ppa..

Visit your LGi office for monthly CLERANCE..

Some Local government inspector used to scheduled different days for batches... Get connected with your mates

 How to Check NYSC LGA Monthly Clearance

 Status online

Go to the NYSC portal at

 portal.nysc.org

Login to your dashboard using your password and e-mail

Click on “​LGA Clearance​”.

It would show you the list of months you take part in NYSC monthly clearance and your status, which can either be ‘Present’ or ‘Absent’.

Also, your LGA monthly clearance status should reflect on your dashboard as soon as you have done your NYSC biometric clearance. Although, it depend on the network in the area.

Do you know that many people will be grateful if you extend this information to them?

 Kindly use the share buttons below to pass this information across.

Why Life Insurance Policy will put a smile on your face - The importance of insurance

One of the best ways to save is to invest and "Insurance" has been proven to be one of the bests that guarantees a genuine reward for your investment. 

This article will explain the meaning of insurance, importance and why people do insurance.

What is Insurance:

Insurance means to protect against loss. It's a an agreement by the Insurance company (Insurer) to compensate the insured against loss.

What is life Insurance?

Life insurance is an agreement between the "Insurer" - person who seek Insurance and  the "Insured" - the insurance company - it thus cover the life of the latter. It offers financial aid in case of the death of the policyholder during the term of the policy, to the beneficiary. This is why having a life cover is a must for every earning individual.

Having life Insurance should be embraced by people, especially the working class. No one can tell what tomorrow holds in store, hence need be for Insurance to hold what comes forth.

Why you need life Insurance in UK, US, Nigeria, China:

Across the US, the UK, and other developed Countries, Life Insurance has been top on the Citizens' bucket list. While most African Countries are on a low rage in embracing Insurance, though the Elites among them are into Insurance.

But, the Insurance ought to be embraced by everyone. These are reasons why it should be top on your list:

• For Health care: As we all know that getting sick is really expensive, especially in the United States, United Kingdom, Philippines and almost all African Countries. With the World filled with many Viruses, sickness and other mental issues, taking some critical illness, like stroke, ulcer, cancer, and others as case study, the medications required and medical bills of those illnesses cost a lot. 
• For medical treatment:  with all the illness list above, Will savings and salary be enough to cover those? I guess no for the low income earners. But If yes, then that is good for you. If not, then where will you get the money? Are you ready to sell your hard-earned  properties like house, cars and sacrificed your dream to travel? I guess not right? So that is where life Insurance comes in.

Here is how insurance policy works:

With life Insurance, they will give you the money when you will be diagnosed with a critical illness that would help your medications.

Research has shown that while some developed Countries have some structures created by their Government on some sickness, most African Countries are used to selling off their properties to pay medical bills.

Here are some of the  reasons why people Invest in Life Insurance:

1. Backup Plan: Health is wealth indeed, and buying a life Insurance is one of the most important financial decisions you can have as a backup plan to fall back on.    
2. Life savings: Chances of you getting your life Insurance later is not promised because uncertainties are part of our day to day life. You may be healthy now but the chances of you being healthy tomorrow is not guaranteed, only God has that. Once you get ill, the chances of you being insured are dropped to 0%.    
3. Affordability: Also, the younger you buy, the cheaper your life insurance - With your younger age and a healthier you, higher chances of you receiving an approval for your insurance application is within your reach. Doing life insurance at old Age does not hold benefit.      
4. Peace of Mind: With life insurance, you secured a peace of mind - Eventhough sickness, illness, injury, accident, and death happen to you, you have this assurance that you and your family will be financially supported. With the help of life insurance, daily worries of "what ifs" in  your life is minimized and even put to rest. Your mind will be calm to some extent.   
5. Supplementary Retirement Goals: Having a happy retirement is the primary desire of all workers. Everyone wants to have a happy and adequate retirement funds. While building your dream retirement funds, you have the financial security should uncertatin events happen in your life.

To clear doubt, investing in life insurance should not be perceived as a burden but rather a necessity. Protecting you and your family from any risks that might happen is an indication of what's important to you and what you love the most.

In life, there is no better thing than having a peace of mind, knowing that whatever life throws at you, you still have a better situation to fall back on.

What are you still waiting for? Make life Insurance top on your bocket list today. Life Insurance is one of the most important pillars of security for your loved ones, should an unfortunate fate befalls you. 

Importance of Life Assurance:

With a Life Insurance policy, not only do you secure your future, but you also ensure your family is taken care of after, in the event of a tragedy coming your way. Your life Insurance policy can give your family choices by providing the benefits to help fund your Family bills, fund your Children's college Education, debts, to help meet housing payments and ongoing living expenses. 

Also, It becomes a replacement income for your dependents and in certain cases, it also create a source of saving. Upon your death, your family can be assured that the amount you’ve chosen, whether it is a few thousands, several hundreds of thousands of Dollars, or maybe even Millions or Billions— you can benefit almost immediately. 

With Life Insurance, the smile will always reflect on your face, as you secured your uncertain future.

Admission Requirement Check List for Freshmen Registration in AAUA, EKSU, UI OAU

This Article talks about all the files needed in School for 100 level and Direct Entry Students into Varsities.

Congratulations on your Admission into Tertiary Education. In this post, we shall take you through all the files required by Varsities to process your registration process as Freshmen.

To those who already resumed and  you still waiting for resumption, here are the documents you are to bring to school for signing of Bio-data and Fresh Registration. 

While you are waiting for resumption, do be informed that there is probability you will be resuming soon. But, while you are waiting, here things you should know. 

Here are all you need to know about Adekunle Ajasin University, Akugba-Akoko, Ondo State:

Adekunle Ajasin University is located in Akungba-Akoko, Ondo State, Nigeria. The school is having three Female Hostels located on Campus and Male Hostels located at Ikare Akoko (the capital of Akugba Akoko) and they are available for students to apply for bed space. Upon resumption, the university will take you through the process of getting accommodation on Campus.

After you have been offered admission by the School and Jamb, kindly proceed to pay your acceptance fee on the school Portal, so as to print your admission letter. You are also to proceed to Jamb to pay and print your Jamb admission letter; which will come in two different copies- (One for candidate, one for Institution.) 

Upon resumption, you will be asked to proceed to the AAUA eduportal site to create a Ussername and Password so as to register as a student of Adekunle Ajasin University, Akugba-Akoko, and you will be made to create your bio-data on the site.

Unpon the completion of the bio-data, you will print the papers and proceed to sign them at your various Departments, Facultys, Dean of Students' Affairs and lastly at the Exams and Records Department.

While you are waiting for resumption date, which will come soon, here are list of documents required of you to bring to school so as to complete your bio-data and signing process, for AAUA

Here are list of files needed by University Students for in School for signing:

1. Original O'level Result (s)
2. Original Jamb Result
3. School Admission Letter
4. Jamb admission letter (for institution)
5. Passport photograph (red background)
6. Payment slip for School Acceptance Fee.
7. Attestation letter
8. Original Birth certificate
9. State of Origin
10. Post UTME Screening slip.
11. Court affidavit (for those changing names and others on their documents.)

Details of how to get some of those documents will be made available below.

To those who are admitted on JAMB CAPS and yet to see their names on the AAUA admission site, keep checking as your name will be uploaded Soon.

We are pleased to inform all Students that AAUA has also begin sales of 2022/23 Post UTME Screening form. Access all information to it on our website via Education.

To those admitted into Ekiti State University, congratulations on your Admission. Below are all what you need as EKSU Freshmen for your Clearance/Registration Procedure:

Here are all the information you need to know about Ekiti State University Screening, (EKSU);

Firstly, Candidates are to visit the Admissions Office to obtain Authority to proceed for registration and submit their O’Level results for verification.

Then, Candidates are to visit the office of the Faculty Officer to collect screening materials. They are to present their provisional admission slips, the letter of acceptance of the provisional admission and the receipt of payment down-loaded from the internet.

Also, be informed that Faculty Officer issues screening materials to candidates, that is, the Screening of Credential Form and four (4) student data files. The Faculty Officers are to check the names of candidates presenting themselves for registration on the admission list.

Candidates are to fill the personal data files and put the photocopies of their credentials and other documents in the files – a complete set in each file.

Candidates are also to proceed to their Heads of the Departments who sight the original copies of their credentials/documents and sign the candidates screening forms, if qualified for admission into the Department.

Upon that, the candidates shall return to the Faculty Officer, who will then sight the original copies of the candidates’ documents and sign the new Students Screening Forms, if qualified based on the documents tendered.

Candidates are to return to the Admissions Office to obtain their O’Level Verification Certificate to be used for Central Screening.

Then, Candidates shall proceed to the Senate and Academic Matters’ Office for Central Screening with their student data files and the O’ level Verification Certificate issued to them by the Admission’s Office (Compulsory requirement).

Candidates shall submit the four copies of the personal data files after Central Screening as follows:

a. A copy to the Faculty Officer.

b. A copy to the Head of Department’s Office.

c. A copy to the Central Screening Officer/Senates & Academic Matters Officer.

d. A copy to the Admission Officer.

Alongside the file, all candidates are expected to produce the following documents and properly arranged in their files when coming for the central screening: 

Here are list of files needed by Ekiti State University (EKSU) students for signing and Registration:

1. Provisional letter of Admission – Downloaded from the school Internet.
2. Letter of Acceptance of the offer of provisional admission – Downloaded from the Internet/obtained from JAMB.
3. Authority to proceed for Registration.
4.  O’Level Verification Certificate (SSCE/NECO/NCE/ND/GCE A/Level NCE where applicable) from Admissions Office.
5.  Original copies of WASC/NECO results and other results e.g. NABTEB, Pre-degree placement NCE etc.
6. passport size photographs.
7. Birth Certificate.
8. Attestation of Local Government of Origin (obtained at Candidates' local government Area)
9. Evidence of payment of school fees i.e. E-transact receipt.
10.  Evidence of registration at the University Health Centre.
11. Evidence of payment for the collection of Students Information Handbook. (Price varies across Varsities).
12. Attestation letter from a reputable Nigerian but not from any student or headship of student’s organizations.

NOTE: All candidates are to make available four (4) photocopies of their credentials in four separate files at the point of the screening exercise.

To those yet to secure admission, see some of the major reasons you are yet to be admitted. Don't forget to Keep checking our site always. Share to other candidates to be informed.

We are Building a Platform where Young Women can Learn, Grow, and find their Voice - Sia Annie Fangawa Missah Barrie

In this exclusive interview with Sia Annie, she shares her story

Personal Life: 

Can you tell us about yourself, your background, and upbringing? 

 

I am Sia Annie Fangawa Missah Barrie, a proud Sierra Leonean, born and raised in Freetown. My upbringing was deeply influenced by my Christian faith, and my parents instilled in me the values of hard work, integrity, and community service. From an early age, I had a passion for helping others, especially children. This passion eventually led me to pursue a career in accounting and finance, as well as dedicate myself to various charitable endeavors aimed at uplifting vulnerable groups, particularly women and children. 

What motivates you to wake up every morning? 

 

The drive to create positive change in the lives of the most vulnerable—especially children and young women—motivates me every day. Knowing that I can make a difference, no matter how small, in empowering others and helping them break barriers gives me purpose. Whether it's through the work I do with Annie Wonderland Children Foundation or the empowerment efforts at Annie's Chatroom, I find fulfillment in creating opportunities for others to thrive. 

 

How do you balance your personal and professional life?

 

Balancing personal and professional life requires discipline and setting boundaries. I've learned to prioritize, whether it's making sure I'm there for my family or ensuring I meet my work responsibilities. I also make time for my hobbies, like reading and singing, which help me stay grounded. My role as a Budget Officer at the Ministry of Finance has also taught me to be strategic with my time, ensuring that I can dedicate enough to both my career and personal commitments. 

 

What's one thing people might be surprised to learn about you?

 

While I work in finance and accounting, I have a creative side as well. Before starting the foundation, I was actively involved in scriptwriting and acting for Sierra Movie Production. I find that this blend of creativity and analytical skills has helped me approach problems from different perspectives. 5. Who are your role models, and why? My biggest role models are those who are making a tangible difference in the world, particularly women who lead with compassion and drive. People like Oprah Winfrey for her leadership in media and women's empowerment, and Wangari Maathai, who inspired me with her environmental activism and commitment to women's rights. I admire their courage, resilience, and ability to transform lives. Passion and Work: 6. What sparked your passion for women's empowerment and development? Growing up, I saw firsthand the challenges that many women and girls face, especially in Sierra Leone. The lack of access to education and opportunities for women drove me to focus on empowering them. Through Annie's Chatroom, I aim to provide a platform where young girls can learn, grow, and find their voice, enabling them to achieve their full potential. 7. Can you share your experience working with women and girls in Sierra Leone? My work with Annie's Chatroom has been incredibly rewarding. I've had the privilege of working with many young girls who are determined to change their circumstances. We provide empowerment programs and counseling that help them deal with societal pressures, navigate personal challenges, and build confidence. I've witnessed firsthand how these initiatives change lives and uplift communities, and that motivates me to continue this work.

 

Read: Annie's Chatroom to Host Sierra Leone Women Conference

 

8. How did you come about starting Annie's Chatroom? Annie's Inspirational Chatroom was born out of the need to create a space where girls could connect, share experiences, and receive counseling in a safe and supportive environment. I realized that many young girls lacked access to mentorship and emotional support, so I decided to create this platform to help them grow, both mentally and emotionally, in a world that often marginalizes their voices. 9. What are some of the most significant challenges you've faced in your work at Annie's Chatroom, and how have you overcome them? One of the biggest challenges has been securing consistent funding and support for the programs we run. As a nonprofit, this is an ongoing challenge. However, I've learned to leverage partnerships and build strong networks of individuals and organizations that share the same vision. Through perseverance and dedication, we continue to expand our reach and impact. 10. How do you measure success in your work? Success for me isn't just about numbers; it's about the tangible impact we have on the lives of the girls and women we work with. I measure success by seeing the personal growth and achievements of the girls we support—whether they complete their education, start their own businesses, or simply gain the confidence to believe in themselves. Their success is my success. Sierra Leone Women Summit: 11. What inspired you towards planning the 2025 Sierra Leone Women Summit? The idea for the 2025 Sierra Leone Women Summit came from the need to create a national platform where women can share their challenges, learn from one another, and discuss solutions for common issues. I saw an opportunity to bring women from different walks of life together to discuss leadership, economic empowerment, and social change. 

 

Read: Biography of Oluwaseyi Mercy Omisakin

 

What are the main objectives of the summit, and what do you hope attendees will take away?

The summit's main objectives are to provide women with the tools and inspiration they need to thrive personally and professionally. I hope attendees leave the summit with practical skills, a stronger network, and a renewed sense of empowerment to make a difference in their communities. 13. Who is the target audience for the summit, and what can they expect? The summit is aimed at women of all ages, backgrounds, and professions in Sierra Leone. Whether you're a young professional, an entrepreneur, or a community leader, there will be something valuable for everyone. Expect a dynamic program of workshops, keynote speeches, and networking opportunities. 

 

Can you share some of the exciting speakers, panels, or sessions planned for the summit?

We are excited to feature a diverse lineup of speakers and panelists, including women leaders, entrepreneurs, and advocates for women's rights. There will be sessions on financial independence, leadership development, and mental health awareness, as well as inspiring talks from women who have successfully overcome significant challenges. 15. How do you plan to engage attendees and encourage meaningful discussions at the Summit? We plan to engage attendees through interactive workshops, discussion panels, and real-world case studies. The summit will also include breakout sessions where attendees can collaborate and share experiences, ensuring that every voice is heard. Plans for Attendees: 16. What opportunities will attendees have to network and connect with each other? Attendees will have plenty of networking opportunities throughout the summit, including designated networking sessions, roundtable discussions, and a special networking mixer event. This will allow women to connect, share resources, and build long-lasting professional relationships. 17. Are there any special events, workshops, or activities planned for attendees? Yes, we have a range of exciting workshops, including practical sessions on entrepreneurship, career development, and wellness. We're also planning a mentorship program where experienced professionals can guide younger women in their careers and personal development. 

 

How will the summit address the specific needs and concerns of women in Sierra Leone? 

The summit will address the unique challenges faced by women in Sierra Leone, such as access to education, healthcare, and financial independence. We'll provide practical solutions and discussions on how women can overcome these barriers and create lasting change. 

 

What follow-up activities or initiatives are planned to sustain the momentum after the summit?

We plan to establish ongoing mentorship programs, as well as create a platform for continued discussions and collaboration between attendees. Post-summit workshops and online forums will also keep the conversation alive and ensure that the lessons and connections made continue to have an impact. 

 

What's your final message to attendees, and why should they not miss this summit?

This summit is an incredible opportunity for women to come together, learn, and support one another in creating positive change. If you are looking for inspiration, empowerment, and a community of like-minded women, you cannot afford to miss this summit. We are stronger together, and this is your chance to be part of something that will shape the future of women in Sierra Leone.

Biography of Oba Solomoni Worldwide

Born on 5th May, Oba Adelana Solomon Adekunle Agboye is a content creator and social media personality who leads the Oba Solomoni Worldwide brand and as well, is the founder of Oba Solomon Music, a music record label in Nigeria. He is also the host of Otito Oro Olorun by King Solomon.

Read: Biography of Oluwaseyi Mercy Omisakin

Oba Solomon Agbaye is happily married to his heartthrob, Olori Adelana Olabisi (Iya Abigail), who calls herself Ayaba Oba Solomon Agbaye. Together, they are blessed with a daughter, Adelana Adedamola Abigail.

Read: Biography of Hauwa Lawal

Songs by Oba Solomoni

The following songs have been released by Oba Solomon Agbaye through his music record label:

• Enu wa ti gbe Oju wa ti bo
• Song title 2
• Song title 3

Oba Solomon Agbaye is active on social media. You can connect with him via his official handles on Facebook, Instagram, TikTok and X

YouTube 

Prospa Helps Nigerian Brands to Own Corporate Bank Accounts

Prospa is a Fintech app that makes it easy for businesses (both small and big) to create bank accounts from home for free. It is a current account for Nigerian businesses that comes with a NUBAN account number in your business name and permits the business to receive from and make transfers to all Nigerian banks. Users can also pay bills and make international transfers to Ghana & Kenya.

 

 

In the average bank today, the process to open a corporate bank account for a business is a very long one and the documents requested are numerous. These documents include the Corporate Affairs Commission (CAC) documents, Power Supply Bill and identification documents. For some banks, much more information is  requested.

Created by Nigerians, the platform is totally free to use and has extra features such as Invoicing which allows you to basically request money from anyone or create invoices to pay your employees. With human support 365 days a year, businesses can later upgrade to enjoy premium features and gain access to additional benefits.

Prospa is a Safe platform with its company, Prospa Technology Limited, duly registered under the Laws of the Federal Republic of Nigeria with RC Number: 1594615. Account numbers to all bank accounts opened on the platform are provided by WEMA Bank and Parkway Ready Cash Bank Plc, a company also duly registered under the Laws of the Federal Republic of Nigeria and licensed by the Central Bank of Nigeria. This puts insurance on all accounts on Prospa up to the NDIC limit. Prospa works with NDIC-insured banks  to store deposits. Prospa also requires https on all pages, and use HSTS to ensure browsers only ever connect to its servers over a secure connection. The platform never stores or logs user passwords and transactional PIN data in plaintext. It also does not send authentication codes via insecure channels like SMS, encrypts its database and all uploaded images, and employ additional encryption for sensitive data, like transaction pins. One way it does all these is by allowing all members to enable time-based, One Time Passwords, for two-factor authentication on their account.

Unlike local banks, Prospa does not have a physical branch but an office situate at 7b ibiyinka Olorunbe close, Victoria island, Lagos, Nigeria. On average it takes 20 minutes for an account to be approved once you’ve submitted your application. However it can take up to 48 hours if  more information is needed from you. Any Nigerian company registered with the Corporate Affairs Commission can open an account with Prospa. Charities and NGOs can open an account too.
You can also apply from outside Nigeria as long as you have a BVN (Bank Verification Number), a registered Nigerian company and all the required KYC information, you can apply from anywhere in the world. If you are in the UK or US with the required documents and need additional assistance you can send an email to [email protected]

It is totally free to open a Prospa account. Businesses are not charged an account opening fee and there's no required monthly minimum balance too maintain. The only charges GetProspa receives per business are in transfer fees. The amount sending Cost of transfer
₦5,000.00    ₦10.00
₦5,000.01 - ₦50,000.00    ₦25.00
₦50,000.01    ₦50.00
Service usage fees *based on the amount of inflow into your account monthly.
Inflow amount Service Fee
₦0.00 - ₦100,000.00    FREE
₦100,000.01 - ₦500,000.00    ₦3,000.00
₦500,000.01 - ₦10,000,000.00    ₦5,000.00
>₦10,000,000.00    Contact billing
What if my business does more than ₦10,000,000.00 ?
Account upgrades
 

Prospa Thrive

The company's Prospa thrive is a premium service which gives users additional features and benefits for a monthly subscription fee. Although subject to terms and conditions, the Prospa thrive package offers unlimited sub-accounts, unlimited team members, unlimited additional businesses, seven free transfers per month, access to legal support (T&C’s apply), access to accounting support and priority support. Prospa Thrive costs ₦2,000 for its Micro package and ₦3,700 for its standard package.
 

What documents do you need for a Functional GetProspa Account?

For its KYC (Know Your Customer) documents, every company account on GetProspa requires its account holder's BVN (Bank Verification Number), Certificate of Incorporation or Business Registration Ducument, CAC (Corporate Affairs Commission) registration forms, a valid government issued ID for directors (International Passport, Drivers licence, Voters card, National I.D card), TIN number (We can help with this), proof of address (Utility bill), board resolution (you can generate from your Prospa dashboard) and 2 references (You’ll have extended time to provide this)

As regards BVN, GetProspa uses your BVN to verify your identity. When you enter your BVN, the only data retrieved is your name, date of birth and the mobile phone number attached to your BVN. We do not have access to any of your bank accounts, transaction history or other sensitive financial data. If the last 4 digits of my BVN says not matching and you are sure you are entering the correct 4 digits, you will need to go to the bank branch where you registered your BVN and ask for assistance as we have no control over the data returned from your BVN. If you have forgotten the number connected to your BVN, you will need to go to the bank branch where you registered your BVN and ask for assistance.

 

 

You may also be asked for more information about your business as part of its KYC. This helps Getprospa to know as much detail as possible about your business and the products and services you offer. Once theses details are confirmed, your account opening application will be approved.

GetProspa's Corporate Account Features

Individuals, brands and corporates who are interested in partnering with Prospa based on similar mission objectives must understand that Prospa, a fintech start-up founded in Nigeria, has long-term plans to serve the diaspora of African entrepreneurs globally. The company went live in September 2019, and has since been operating on a limited release, onboarding members only. In stealth since its initial launch, Prospa is still growing in Nigeria, where it plans to launch fully “soon”. The start-up’s sweet-spot customers are entrepreneurs and micro-SMEs

According to its co-founder and CEO, Frederik Obasi, Prospa provides the platform, not the bank. As such, the start-up is in partnership with WEMA Bank and ReadyCash to fill in for third-party banking. Obasi says Prospa is in the process of getting its own license. This isn’t to compete with banks – but to expand the scope of its partnerships.

 

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Prospa has members in the UK, the US and Canada – all regions it eventually plans to expand into to serve African entrepreneurs. The start-up has already raised a pre-seed round and is back by New York-based investor, Musha Ventures – which also backs Flutterwave, one of Nigeria’s fintech darlings. Angel investors include David Mortamias, the man behind Mava Ventures, and Danu Temelie. Obasi says that there’s so much talk about products and money raised. Everyone is hell-bent on creating a new brand, but the company wants to focus on spurring prosperity in the wider African community. This is why GetProspa is specific on the investors being authentic and mission-driven.

 

Alongside London-born Obasi, Prospa was also co-founded by Chioma Ugo, its head of growth who previously served as parliamentary advisor for UK Labour MP Harriet Harman. As well as its chief technology officer, Rodney Jackson-Cole, who has spent the last ten years building products for start-ups across Africa.

 

Prospa set out to build a platform for African entrepreneurs which manages everything finance-related. The start-up began building out its offering in May 2019.

 

Getting a business account in five minutes sounds straightforward in Europe, but in Africa it’s still done largely in paper-form,” explains Obasi. Rather than replicate an offline bank online, Prospa decided to build out an entire operating system. “ Operating a ‘business hub-as-a-service’, the hub looks beyond simply making a payment, which it has already taken internationally to more than ten countries including the UK, China, the US, and Kenya. The fintech also offers a marketplace to find suppliers, transaction reconciliation, and visualisation on customer transaction histories to analyse best-selling products and the highest spending customers. The start-up’s sweet-spot customers are entrepreneurs and micro-SMEs which do around a million a year. These businesses can be anything from large machinery importers to make-up artists.
 

GetProspa's Competition

Since its launch in Nigeria, Prospa has analysed the split of female and male customers. Around 65-70% of its customer base to date is women. Whilst a lot of the highlighted success is male, women are also incredibly hard-working and very entrepreneurial. Some 40% of Nigerian women are entrepreneurs, according to a BBC Africa report in 2017. This makes sense, considering areas of sub-Saharan Africa have the highest female entrepreneurship rate globally. Mastercard’s 2017 Index of Women Entrepreneurs (MIWE) report found Uganda has the highest percentage (34.8%) of women business owners in the world. The East African country also has the highest percentage (90.5%) of female entrepreneurs in the world borrowing and saving money to start a business.

Because Prospa partners with incumbent banks, this means its competition isn’t quite like the competition challengers in Europe or the US face. The competition really lies in the Big Techs, the mega platforms. This is because they have micro-sellers using them for marketing. According to her Growth head, Ugo, Prospa is focused on the business community, whilst a lot of other fintechs in countries like Nigeria and Kenya are still focusing on consumers.

 

Prospa makes its money through a monthly subscription. Each account comes with different services. The start-up also generates revenue on remittances. Membership fees are based on turnover, and Prospa doesn’t charge a membership fee to businesses turning over less than $200 a month.

 

Finally, Prospa does not offer loans, international transfers (outside the Naira -₦), POS terminals and cards at the moment, but we will in the near future. Also, you cannot deposit cash currently as Prospa accounts suit businesses that collect and make payments through transfers.